:root{--azul:#0373E1;--marino:#0A1F44;--azul-s:#E8F2FD;--verde:#68C041;--verde-o:#3E8F27;--verde-s:#EEF8E8;--surface:#F5F8FC;--border:#E4EAF2;--txt:#0F1B33;--t2:#5C6675;--t3:#98A2B3;--r:20px}
*{margin:0;padding:0;box-sizing:border-box}
html{scroll-behavior:smooth;scroll-padding-top:80px}
body{font-family:'Inter',system-ui,sans-serif;color:var(--txt);background:#fff;line-height:1.6}
h1,h2,h3{font-family:'Sora',sans-serif;letter-spacing:-.02em;line-height:1.15;color:var(--marino)}
a{text-decoration:none;color:inherit}
.wrap{max-width:1080px;margin:0 auto;padding:0 22px}
.btn{display:inline-flex;align-items:center;justify-content:center;gap:8px;padding:15px 30px;border-radius:999px;font-weight:700;font-size:16px;border:none;cursor:pointer;transition:transform .12s}
.btn:hover{transform:translateY(-2px)}
.b-verde{background:var(--verde);color:#fff;box-shadow:0 8px 24px rgba(104,192,65,.32)}
.b-claro{background:rgba(255,255,255,.14);color:#fff}
.eyebrow{font-family:'Sora';font-weight:600;font-size:13px;letter-spacing:.14em;color:var(--azul);text-transform:uppercase}
.puntos{position:relative}
.puntos::before{content:"";position:absolute;inset:0;opacity:.12;pointer-events:none;background-image:radial-gradient(rgba(255,255,255,.9) 1.5px,transparent 1.5px);background-size:24px 24px}
nav{position:sticky;top:0;z-index:100;background:rgba(255,255,255,.93);backdrop-filter:blur(12px);border-bottom:1px solid var(--border)}
.nav-in{max-width:1080px;margin:0 auto;padding:13px 22px;display:flex;align-items:center;gap:30px}
.nav-logo{display:flex;align-items:center;gap:10px;font-family:'Sora';font-weight:700;font-size:21px;color:var(--marino)}
.nav-logo img{height:34px}
.nav-links{display:flex;gap:26px;margin-left:auto;align-items:center}
.nav-links a{font-size:15px;font-weight:600;color:var(--t2)}
.nav-links a:hover{color:var(--azul)}
.nav-cta{background:var(--verde);color:#fff !important;padding:11px 22px;border-radius:999px;font-weight:700}
@media(max-width:820px){.nav-links a:not(.nav-cta){display:none}.nav-in{gap:12px}}
.hero{background:var(--marino);color:#fff;overflow:hidden}
.hero .wrap{display:grid;grid-template-columns:1.1fr .9fr;gap:56px;align-items:center;padding-top:84px;padding-bottom:92px;position:relative;z-index:2}
.hero h1{color:#fff;font-size:clamp(38px,5vw,58px)}
.hero .lead{font-size:19px;color:#B7C6EA;margin-top:20px;max-width:470px}
.ctas{display:flex;gap:14px;margin-top:32px;flex-wrap:wrap}
.mini{margin-top:20px;font-size:14px;color:#7E93C4}
@media(max-width:900px){.hero .wrap{grid-template-columns:1fr;padding-top:56px;padding-bottom:64px}}
.tel{width:290px;height:588px;background:#fff;border-radius:38px;border:9px solid #06132B;box-shadow:0 40px 80px rgba(0,0,0,.45);overflow:hidden;margin:0 auto}
.tel-in{padding:16px 15px;font-size:13px}
.chip{display:inline-block;padding:6px 12px;border-radius:999px;background:var(--surface);color:var(--t2);font-size:12px;font-weight:700;margin-right:6px}
.chip.on{background:var(--marino);color:#fff}
.tcard{border-radius:15px;box-shadow:0 4px 14px rgba(10,31,68,.09);overflow:hidden;background:#fff;margin-top:11px}
.tcover{height:70px;display:flex;align-items:center;justify-content:center;font-size:29px}
.avs{display:flex}
.avs i{width:20px;height:20px;border-radius:50%;border:2px solid #fff;font-style:normal;font-size:9px;color:#fff;font-weight:700;display:flex;align-items:center;justify-content:center;margin-left:-6px}
.avs i:first-child{margin-left:0}
section{padding:82px 0}
.sec-head{text-align:center;max-width:620px;margin:0 auto 50px}
.sec-head h2{font-size:clamp(28px,3.4vw,40px);margin-top:12px}
.sec-head p{color:var(--t2);font-size:17px;margin-top:14px}
.g3{display:grid;grid-template-columns:repeat(3,1fr);gap:22px}
.g4{display:grid;grid-template-columns:repeat(4,1fr);gap:18px}
@media(max-width:900px){.g3,.g4{grid-template-columns:1fr 1fr}}
@media(max-width:600px){.g3,.g4{grid-template-columns:1fr}}
.paso{background:#fff;border:1.5px solid var(--border);border-radius:var(--r);padding:32px 26px;transition:box-shadow .2s,transform .2s}
.paso:hover{box-shadow:0 16px 40px rgba(10,31,68,.1);transform:translateY(-4px)}
.num{width:44px;height:44px;border-radius:14px;background:var(--azul-s);color:var(--azul);font-family:'Sora';font-weight:700;font-size:18px;display:flex;align-items:center;justify-content:center}
.paso h3{font-size:20px;margin-top:17px}
.paso p{color:var(--t2);font-size:15px;margin-top:9px}
.feat{background:var(--surface);border-radius:var(--r);padding:28px 24px}
.feat .ic{width:48px;height:48px;border-radius:15px;display:flex;align-items:center;justify-content:center;font-size:22px;background:#fff;box-shadow:0 4px 12px rgba(10,31,68,.08)}
.feat h3{font-size:18px;margin-top:15px}
.feat p{color:var(--t2);font-size:14.5px;margin-top:8px}
.pill{display:inline-flex;padding:11px 18px;border-radius:999px;background:var(--surface);font-weight:600;font-size:15px;margin:5px;border:1.5px solid transparent;transition:.15s}
.pill:hover{border-color:var(--verde);background:var(--verde-s)}
.banda{background:var(--marino);border-radius:28px;padding:62px 44px;text-align:center;color:#fff;overflow:hidden}
.banda h2{color:#fff;font-size:clamp(26px,3vw,36px)}
.banda p{color:#B7C6EA;margin-top:12px;font-size:17px}
.valor{display:flex;gap:16px;align-items:flex-start;background:#fff;border:1.5px solid var(--border);border-radius:var(--r);padding:24px}
.valor .ic{width:44px;height:44px;border-radius:14px;background:var(--verde-s);display:flex;align-items:center;justify-content:center;font-size:20px;flex:none}
.valor h3{font-size:17px}
.valor p{color:var(--t2);font-size:14.5px;margin-top:5px}
.prosa{max-width:760px;margin:0 auto}
.prosa h2{font-size:22px;margin:34px 0 10px;scroll-margin-top:90px}
.prosa h3{font-size:17px;margin:22px 0 8px}
.prosa p,.prosa li{color:var(--t2);font-size:15.5px}
.prosa ul{padding-left:22px;margin:10px 0}
.prosa li{margin-bottom:7px}
.prosa strong{color:var(--txt)}
.aviso{background:#FEF6E7;border-left:4px solid #F79009;border-radius:0 12px 12px 0;padding:16px 20px;font-size:14.5px;color:#7A4A00;margin:24px 0}
.destacado{background:var(--azul-s);border-left:4px solid var(--azul);border-radius:0 12px 12px 0;padding:16px 20px;font-size:15px;color:var(--t2);margin:20px 0}
.indice{background:var(--surface);border-radius:var(--r);padding:22px 26px;margin:28px 0}
.indice h3{font-size:15px;margin:0 0 12px}
.indice ol{padding-left:20px;columns:2;column-gap:28px}
@media(max-width:640px){.indice ol{columns:1}}
.indice li{font-size:14px;margin-bottom:5px;color:var(--azul)}
.pg-head{background:var(--marino);color:#fff;padding:64px 0 52px;text-align:center;position:relative}
.pg-head h1{color:#fff;font-size:clamp(30px,4vw,42px)}
.pg-head p{color:#B7C6EA;font-size:16px;margin-top:12px}
footer{background:var(--marino);color:#8FA3CE;padding:52px 0 32px}
.foot{display:grid;grid-template-columns:1.4fr 1fr 1fr;gap:36px}
@media(max-width:700px){.foot{grid-template-columns:1fr}}
.foot h4{color:#fff;font-size:15px;margin-bottom:14px}
.foot a{display:block;font-size:14.5px;margin-bottom:9px}
.foot a:hover{color:#fff}
.foot-logo{display:flex;align-items:center;gap:10px;font-family:'Sora';font-weight:700;font-size:20px;color:#fff}
.foot-logo img{height:32px;background:#fff;border-radius:9px;padding:3px}
.legal{border-top:1px solid rgba(255,255,255,.12);margin-top:40px;padding-top:22px;font-size:13px;display:flex;justify-content:space-between;flex-wrap:wrap;gap:10px}